Terms of Use Agreement

Shopika Insurance Blog

Effective Date: 25/02/2024

Welcome to Shopika Insurance Blog (“Shopika,” “we,” “us,” or “our”). By accessing or using our website, apps, newsletters, and products (collectively referred to as the “Services”), you agree to comply with and be bound by the following terms of use. If you do not agree to these terms, please refrain from using our Services.

1. General Information Only:

Shopika Insurance Blog is a digital platform providing general insurance-related content for informational purposes. The content presented on our platform is not intended to substitute professional insurance advice, consultation, or services.

2. Content Accuracy and Updates:

We strive to provide accurate and up-to-date information; however, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of the Content. Information is subject to change without notice.

3. Affiliate Marketing Disclosure:

Products or services featured on Shopika Insurance Blog may be outsourced from various affiliate marketing platforms. We may earn a commission when you make a purchase through the provided affiliate links. Our endorsement of products is based on their alignment with our content and not solely for financial gain.

4. Not a Substitute for Professional Advice:

The Content, including text, graphics, images, and other materials, is not a substitute for professional insurance advice or consultation. Always seek the advice of qualified insurance professionals regarding any questions or concerns you may have.

5. Consult Your Insurance Provider:

Before making any insurance-related decisions, it is crucial to consult your insurance provider or a qualified professional. Your unique circumstances require personalized advice.

6. User Conduct:

While using our Services, you agree not to engage in any prohibited activities, including but not limited to, violating any laws, infringing on intellectual property rights, or interfering with the functionality of the Services.

7. Third-Party Links:

Shopika Insurance Blog may contain links to third-party websites. We do not control or endorse the content or practices of these websites and are not responsible for their privacy policies or practices.

8. Intellectual Property:

The Content and Services are protected by copyright, trademark, and other laws. You agree not to reproduce, distribute, modify, or create derivative works from any part of the Services without our express consent.

9. Limitation of Liability:

In no event shall Shopika Insurance Blog, its affiliates, partners, or contributors be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the Services.

10. Indemnification:

You agree to indemnify and hold harmless Shopika Insurance Blog, its affiliates, partners, and contributors from any claims, losses, damages, liabilities, costs, and expenses, including legal fees, arising out of your use of the Services.

11. Modification of Terms:

Shopika reserves the right to modify, amend, or update these terms at any time without notice. Changes will be effective upon posting on the website. Continued use of the Services constitutes acceptance of the modified terms.

12. Governing Law:

These terms of use are governed by and construed in accordance with the laws of Kenya, without regard to its conflict of law principles.

Contact Information:

If you have any questions or concerns regarding these terms of use, please contact us at info@shopika.store.

Thank you for reviewing our Terms of Use Agreement. We appreciate your compliance and welcome you to Shopika Insurance Blog.